The College Solutions Blog

Valuable insights from Lynn O’Shaughnessy
a nationally recognized college expert.

Featured image for “CollegeData:  Evaluating A College’s Financial Aid and Merit Scholarships”
July 11, 2022

CollegeData:  Evaluating A College’s Financial Aid and Merit Scholarships

How do you research financial aid and merit scholarships that a student might get at individual colleges and universities? With college sticker prices continuing to climb, it’s an important question to ask because the financial aid and merit award policies at schools will vary widely. Not knowing how to research the generosity or stinginess of individual colleges can cost you...
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Featured image for “TuitionFit: How to find better college award offers in minutes”
March 4, 2022

TuitionFit: How to find better college award offers in minutes

By now, most students, who will be college freshmen in the fall, have received their award letters from colleges. Families, however, are at a disadvantage when they look at these college awards. They typically have no idea if the offer of financial aid or a merit scholarship is a good one. Families don’t know if teenagers with similar financial circumstances...
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Featured image for “Reach, target and safety schools:  Don’t slip when creating a smart college list”
January 11, 2022

Reach, target and safety schools: Don’t slip when creating a smart college list

A critical part of the college search process is creating an excellent list of colleges, which often includes reach, target and safety schools. Families often slip badly on this extremely important yet tricky task of pulling together a solid college list. If a teenager creates a problematic list, parents can easily pay too much money for college. One of the...
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Featured image for “Quick way to capture a 529 tax break when a student is in college”
December 2, 2021

Quick way to capture a 529 tax break when a student is in college

An easy way for you to cut your college costs can be as easy as depositing money into a 529 account for  just 24 hours. After moving money into a 529 account, many savers can quickly turn around and withdraw the cash to pay for their child’s college tuition and other qualified expenses. Here’s why you would want to make...
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Featured image for “How grandparents can help with college costs without hurting financial aid chances”
November 24, 2021

How grandparents can help with college costs without hurting financial aid chances

Upcoming changes to the Free Application for Federal Student Aid (FAFSA) will make it easier for grandparents, aunts and uncles, godparents and anyone else outside the nuclear family to help with college costs without hurting eligibility for financial aid. Before explaining the change, it’s important to understand what the situation is right now. Currently, parents are supposed to share on...
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Featured image for “Applying early decision and early action, part II”
October 19, 2021

Applying early decision and early action, part II

In my last college blog post, I wrote about the pros and cons of applying to college early decision. Here is more to consider before you apply early decision or early action to college: 1. While students who apply early decision to a college must promise to attend the school, as a practical matter, a college can’t force an accepted...
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Featured image for “18 things to know about applying early decision to college”
October 19, 2021

18 things to know about applying early decision to college

Applying early decision to college is often a highly effective way to increase the odds of getting accepted at many schools that offer this admission option. At plenty of colleges, applying early action can also boost admission odds. Not surprisingly then, teenagers are increasingly applying early decision and early action to schools and the pandemic helped escalate this trend. Applying...
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Featured image for “Writing a great college essay”
September 7, 2021

Writing a great college essay

I’ve read many college essays over the years and the vast majority of them have been b-o-r-i-n-g. Unlike a great college essay, the bad essays have been guilty of one or more of these essay no-no’s: 1. The college essay lacked details. 2. The admission essay didn’t convey the student’s voice. 3. The essay covered too much territory. (Writing about...
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Featured image for “How colleges assess home equity for financial aid”
June 30, 2021

How colleges assess home equity for financial aid

Plenty of parents worry that their home equity might hurt their child’s chances for financial aid. Luckily, at most state and private colleges and universities, the equity in your primary home is a non-issue. That’s because most schools only require families to complete the FAFSA (Free Application for Federal Student Aid) when applying for financial aid, which doesn’t even ask...
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Featured image for “12 Expected Family Contribution Tips”
May 25, 2021

12 Expected Family Contribution Tips

One of the biggest questions that parents with college-bound children puzzle with is if their child has a chance for financial aid. The first step that you should take when grappling with this issue is to obtain your Expected Family Contribution (EFC). You should do this before seriously exploring your teenager’s college options. This is more confusing than you might...
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