The College Solutions Blog

Valuable insights from Lynn O’Shaughnessy
a nationally recognized college expert.

Expected family contribution
Featured image for “12 Expected Family Contribution Tips”
May 25, 2021

12 Expected Family Contribution Tips

One of the biggest questions that parents with college-bound children puzzle with is if their child has a chance for financial aid. The first step that you should take when grappling with this issue is to obtain your Expected Family Contribution (EFC). You should do this before seriously exploring your teenager’s college options. This is more confusing than you might...
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Featured image for “Evaluating a Financial Aid Letter: What’s Usually Missing”
January 13, 2020

Evaluating a Financial Aid Letter: What’s Usually Missing

Financial aid awards are often confusing. Plenty of colleges and universities intentionally make financial aid awards hard to decipher to trick families into thinking that their institutions are being generous even when they aren’t. Obfuscation is an effective way to keep parents from effectively evaluating a financial aid award. Since we are in the season of financial aid letters, I...
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Featured image for “Elite Colleges, Entitled Teens and Guilted Parents”
April 6, 2019

Elite Colleges, Entitled Teens and Guilted Parents

The college admission season is winding down at this time of year except for this part: Parents are stressing about how they’re going to pay for the college that their children want to attend. Spring is when I hear from parents who are being guilted by their children to spend dangerously more than they should for a brand name research...
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Featured image for “Expected Family Contribution: 10 Things to Know”
August 9, 2018

Expected Family Contribution: 10 Things to Know

One of the biggest questions that parents with college-bound children puzzle with is if their child has a chance for financial aid. This is more confusing than you might think because at some schools a family could qualify for need-based aid if they make $200,000 a year and at another school, the ceiling for aid could be $70,000 or much...
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Featured image for “How to Decipher a Financial Aid Letter”
April 11, 2017

How to Decipher a Financial Aid Letter

Financial aid awards are often confusing. I believe many colleges and universities intentionally make financial aid awards hard to decipher to trick families into thinking that their institutions are being generous even when they aren’t. Obfuscation is an effective way to keep parents off balance. Since we are heading into the season when students will be receiving their financial aid...
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Featured image for “How To Decipher a Financial Aid Letter”
January 31, 2016

How To Decipher a Financial Aid Letter

Financial aid awards are often confusing. I believe many colleges and universities intentionally make financial aid awards hard to decipher to trick families into thinking that their institutions are being generous even when they aren’t. Obfuscation is an effective way to keep parents off balance. Since we are heading into the season when students will be receiving their financial aid...
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Featured image for “Q&A:  Financial Aid Applications”
January 10, 2016

Q&A: Financial Aid Applications

This is the time of year when people are filing for financial aid. In this post, I’m sharing a few of the questions that I’ve gotten about applying for aid. What financial aid applications do my husband and I have to fill out if we want financial aid for our child? All colleges require parents to file the Free Application...
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Featured image for “Your First Financial Aid Step”
September 14, 2015

Your First Financial Aid Step

If paying for college is going to be a challenge, and it usually is, it’s important that you obtain your Expected Family Contribution before your begin looking at colleges with your teenagers. In fact, obtaining your EFC should be the FIRST STEP you take in the college process. Here is a quick rundown of what an EFC is, why it’s important, how...
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Featured image for “Your Crucial 1st Step Before Looking for Colleges”
April 28, 2015

Your Crucial 1st Step Before Looking for Colleges

If paying for college is going to be a challenge, and it usually is, it’s important that you obtain your Expected Family Contribution before your begin looking at colleges with your teenagers. In fact, obtaining your EFC should be the FIRST STEP you take in the college process. Here is a quick rundown of what an EFC is, why it’s important, how...
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Featured image for “Colleges That Meet 100% of Financial Need”
September 29, 2014

Colleges That Meet 100% of Financial Need

If your family will need to depend on financial aid to attend college, your best bet is to find a school that will offer an excellent financial aid package to your child. A handy way to assess the generosity of any school is to look at the percentage of demonstrated financial need it typically meets for its students. Teenagers, who...
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