The College Solutions Blog

October 13, 2011

In my last blog, I talked about why it’s important to know what your EFC or Expected Family Contribution is. Here is the post: What Is Your Expected Family Contribution? Today, I’m going to show you how you can get a preliminary EFC, which is not as tough as you might assume. You just need to use an online EFC...

October 12, 2011

What is Your Expected Family Contribution? Do you know what the term Expected Family Contribution or EFC means? Most of you probably don’t so I’m devoting the next couple of college blog posts to explaining what an Expected Family Contribution or EFC is and why it’s so important. If you file for financial aid through the Free Application for Federal...

October 7, 2011

I’ve been running into more and more parents, who are curious about sending their children to community colleges. I can understand the attraction. Community colleges are often much cheaper than four-year schools and they can offer a more personalized education than big state universities. Out here in California, for instance, a freshman can take introductory courses with 30 to 40...

October 6, 2011

Filing for financial aid can be more complicated when the parents are divorce. A Divorced Dad From Massachusetts I thought I’d bring this up because of an email that I received from a divorced dad from Massachusetts, who has not remarried. He makes about $100,000 a year and doesn’t own a home. His ex-wife did remarry and she and her...

September 29, 2011

4 Stubborn Financial Aid Myths I think that many of the misconceptions that people possess about the college process revolve around financial aid. With the college admission season about to head into high gear, today I want to share the four financial aid myths that are probably the most common. Myth No. 1:  I make too much money to qualify...

September 29, 2011

I invited David Montesano, one of my favorite independent college counselors, to write this guest post after I heard him talk about the challenges that middle-class families face in paying for college. Montesano is the founder of College Match Educational Consultants in Seattle and other cities. By David Montesano The rising cost of college is nothing less than a crisis...

September 27, 2011

When families look at financial aid packages they often assume that a school’s financial aid support will remain the same for four years. That, however, is a dangerous assumption to make. The financial support that some colleges and universities give students will shrink after their freshmen year. Bait and Switch? Why would this happen? I can’t speak for schools that...

September 21, 2011

Are 529 plans only for younger children? Not by a long shot. Many parents with college-bound teenagers, however, assume that their days of contributing to a 529 plan is over. By this time, parents are beginning to drain their 529 plan. You could save a bundle in taxes, however, if you continue to contribute to a 529 savings plan —...

September 11, 2011

Have you tried out any college cost calculators yet? If you haven’t, I’d urge to to get started. I experimented with some net price calculators recently and I wanted to share my experience. The purpose of these so-called net price calculators is to help you determine how much a college is going to cost your family by generating a personalized...

August 30, 2011

I’m sharing a piece about the current college admission climate that was written by Dean P. Skarlis, who  is president of The College Advisor of New York in Albany.The Washington Post originally carried the piece and he agreed that I could share it with my readers. Admission Secrets Revealed According to the The Chronicle of Higher Education, there now are...