The College Solutions Blog

Valuable insights from Lynn O’Shaughnessy
a nationally recognized college expert.

PLUS loan
March 25, 2011

Parents Borrowing for College

Are you a parent looking for a college loan? Most of the press attention is focused on college loans that students take out, but there are parent loans as well. Today, I’m going to focus on  PLUS Loans and home equity lines. PLUS Loan For  parents, the federal government offers PLUS Loans. At first blush, the terms won’t look so...
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April 29, 2010

5 Things You Need to Know About Private School Loans

Earlier this week, I talked with Tim Ranzetta, a national expert on college loans and the founder of Student Lending Analytics. Today, I wanted to share some of his advice about private school loans that can save you money! Here are some things that you absolutely need to know about private school loans: 1. Students should max out their federal...
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April 27, 2010

College Loans: When Parents Need to Borrow

Are you a parent looking for a college loan? Most of the press attention is focused on college loans that students take out, but there are parent loans as well. In case you missed them, I wrote about federal student loans in my last two college blog posts: 4 Things You Need to Know About Federal Student Loans Federal Student...
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March 8, 2010

How To Decode a Financial Aid Letter

It’s the college financial aid season. Some parents are still struggling to complete their financial aid application, while others are just beginning to receive their financial aid packages in the mail. Once you receive a financial aid award, the challenge is to decipher it. I’m going to help you master these financial aid letters by looking at the scholarships, grants...
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February 12, 2010

PLUS Loans: How Much Should Parents Borrow for College?

I wanted to follow up on yesterday’s post: How Much College Loan Debt Is Too Much? In that post I talked about what is an acceptable level of college loans that students should assume. That post prompted Stuart, a blog visitor, to ask me this question about PLUS loans: What about the parents? What is a reasonable amount of student...
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